GUIDE · FOR EVERYONE WHO GULPED AT THEIR COST PLAN
Your health insurance only covers 60% of your dental costs. Who pays the rest?
A crown quickly costs €1,000, an implant many times that. Getsafe Dental covers what statutory insurance leaves behind, with no waiting period, from €16.50 a month.
No waiting period·Payout usually in minutes via app·1,000,000+ customers
~60%of dental costs are covered on average by statutory insurance. You pay the rest yourself.
Know that moment at the dentist?
- The treatment is necessary, but the cost plan reads like a second rent.
- Your health insurance only covers the standard care. Anything good and durable, you pay yourself.
- Professional cleaning? Usually entirely out of your own pocket.
- And putting it off only makes it pricier, teeth don't fix themselves.
That's exactly what dental insurance is for. But most have a catch.
Maybe you've already scrolled through plan comparisons.
And got stuck on the same points as most people:
"Months of waiting period? What good is that to me now?"
"Reimbursement tables that nobody understands."
"Coverage schedule, standard care, GOZ rate, come again?"
"Paper applications and weeks waiting for reimbursement."
"Does this become unaffordable with every birthday?"
"And does it even pay out when it counts?"
Fair questions. That's exactly why we rethought dental insurance, radically simple, no fine-print poker. And we answer every one of these questions honestly, right here.
The biggest misconception: "Dental insurance only pays off once something breaks"
- Just two professional cleanings a year cost you around €200. Getsafe reimburses them at 100%, with no annual limit.
- So your insurance can pay off at the very first appointment, not only with an implant.
- Fillings, root canal and periodontal treatments are always covered at 100%.
- Dental replacement, crowns, bridges, implants incl. bone grafting: 75, 90 or 100% depending on your level, including your statutory insurance benefit.
What the difference feels like
Picture this: at a check-up, your dentist says a molar needs a crown. Average cost: around €1,000. Your health insurance covers roughly half, leaving about €500 for you.
With Getsafe Dental, you simply snap a photo of the bill after treatment and upload it in the app. The Claim Bot reviews it and confirms your reimbursement usually within minutes, not weeks.
No form, no letter, no chasing on the phone. The reimbursement lands straight in your account, and you visit the dentist like someone who doesn't have to memorise the price list.
"Photographed the bill, uploaded it, and a few minutes later the reimbursement was confirmed."Getsafe customer on Trustpilot (quote pending approval)
Your dental cover in four steps
Choose your level75, 90 or 100% for dental replacement. Cleaning and dental treatment are always 100% included.
Sign up onlineIn around 2 minutes in the calculator, no paperwork, from €16.50 a month.
Covered from day 1No waiting period: your cover applies from the agreed start date.
Submit your bill by photoOpen the app, snap a photo, and usually get your reimbursement confirmed in minutes.
Let's clear up your doubts one by one
No marketing fluff, just honest answers to what really matters.
Why not just the first plan you find?
Where typical dental plans let many people down, and how Getsafe Dental does it differently.
| Typical plans | Getsafe Dental |
|---|
| Waiting period | Often several months until full benefits | No waiting period, cover from day 1 |
| Dental cleaning | Frequently capped at fixed annual amounts | 100%, with no annual limit |
| Submitting a claim | Forms, post, weeks of waiting | Photo in the app, usually confirmed in minutes |
| Plan clarity | Nested tables and asterisks | One plan, one lever: 75/90/100% dental replacement |
| Cancellation | Deadlines, letters, hold queues | Cancellable daily after 12 months, in the app |
| Language | Bureaucratic German | German or fully English, 100% digital |
Statements about "typical plans" describe common market plan designs and no specific provider. For Getsafe Dental, the insurance terms apply (as of 02/2026).
Over 500,000 people are already insured with Getsafe
1,000,000+customers in Germany
5 starsapp rating from 7,461 users
Minutesto confirmed cost coverage, on average
"Finally a plan I understand without insurance-speak."Getsafe customer, Trustpilot (quote pending approval)
"Submitted a cleaning, fully reimbursed. That's how it should be."Getsafe customer, Trustpilot (quote pending approval)
GETSAFE DENTAL
Your dental cover from €16.50 a month
Choose your dental replacement level, 75, 90 or 100%, and start with no waiting period. Cleaning and dental treatment are always covered at 100%. In the Check24 comparison against other providers' best value-for-money winners, Getsafe comes out ahead.*
- No waiting period, cover from day 1
- Usually reimbursed in minutes, by photo in the app
- Cancellable daily after a 12-month minimum term
Get a quote in 2 min.
* As of 02/2026. Minimum term 12 months, then cancellable daily. Prices are for orientation only.
Your next dentist visit is coming for sure.Get your quote now, in 2 minutes, no paperwork, no waiting period.
Get a quote now
